Conventional. FHA. Fifteen-year. Thirty-year. Fixed-rate. Adjustable-rate. Who knew Havasu home buyers had so many options when it came to financing a mortgage? No matter which one you choose, unless you put down 20% or more, you end up paying PMI (private mortgage insurance). And can add a couple of hundred extra dollars to your monthly […]
Do You Need Perfect Credit to Buy a Home?
In the early 2000’s, banks seemed to lend money to just about anyone who wanted to buy a home…regardless of their credit history. After the real estate bubble burst, though, lenders tightened up their purse strings considerably. It seemed that they would only lend money to those with excellent credit. Now that we are over […]
Yes, You Can Afford to Buy a Lake Havasu Home Right Now!
Tired of renting? Concerned that owning a Lake Havasu home might be out of the question right now? Stop. Homeownership may be easier than you think. In fact, you might qualify for a home right now and not even know it. Read through the checklist below to see if you should go out and look […]