Congratulations on your decision to buy a Lake Havasu home. Our city offers so much for both visitors and residents. Whether this will be your permanent home or a vacation getaway, Lake Havasu real estate makes a great investment. When it comes to qualifying for a home, though, what do banks look for in Lake […]
Top Four Reasons to Buy a Lake Havasu Home
Top Four Reasons to Buy a Lake Havasu Home Are you currently renting your Lake Havasu home? Wouldn’t you rather own it instead? There are multiple benefits to becoming a Lake Havasu homeowner. Here are the top four reasons to buy a Lake Havasu home now. Financial Security – According to the Western Arizona REALTOR® […]
Calculating Your Debt-to-Income Ratio
Lenders look at more than your credit score and downpayment when deciding whether to approve you for your Lake Havasu City home. They also need to calculate your debt-to-income (DTI) ratio. While some lenders have allowed a DTI as high as 52%, the general rule of thumb is to keep the DTI at 45% or […]
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